The Coming Generational Storm: What You Need to Know about America's Economic Future
by Laurence J. Kotlikoff
from The MIT Press
One of Library Journal's Best Business Books of 2004, A Forbes.com Top Ten Business Book for 2004, One of Barron’s 25 Best Books of 2004, Winner in the category of Economics in the 2004 Professional/Scholarly Publishing Annual Awards Competition presented by the Association of American Publishers, Inc. and CHOICE Outstanding Academic Title for 2004
This paperback edition of The Coming Generational Storm has been revised and updated and includes a new foreword by the authors.
In 2030, as 77 million baby boomers hobble into old age, walkers will outnumber strollers; there will be twice as many retirees as there are today but only 18 percent more workers. How will Social Security and Medicare function with fewer working taxpayers to support these programs? According to Laurence Kotlikoff and Scott Burns, if our government continues on the course it has set, we'll see skyrocketing tax rates, drastically lower retirement and health benefits, high inflation, a rapidly depreciating dollar, unemployment, and political instability. The government has lost its compass, say Kotlikoff and Burns, and the Bush administration's spending and tax policies have charted a course straight into the coming generational storm.
Kotlikoff and Burns take us on a guided tour of our generational imbalance: There's the "fiscal child abuse" that will double the taxes paid by the next generation. There's also the "deficit delusion" of the under-reported national debt. And none of this, they say, will be solved by any of the popularly touted remedies: cutting taxes, technological progress, immigration, foreign investment, or the elimination of wasteful government spending. Kotlikoff and Burns propose bold new policies, including meaningful reforms of Social Security and Medicare, that are simple, straightforward, and geared to attract support from both political parties.
The Complete Idiot's Guide to Social Security and Medicare, 2nd Edition (Complete Idiot's Guide to)
by MBA, Lita Epstein
from Alpha
Get it while you can Â…
Complex, ever-changing, and controversial, the future of our current system of Social Security and Medicare is uncertain. This indispensable guide explains the proposed changes and current status of these important social programs. Completely revised to incorporate changes to compensation scales and survivor benefits, and with an expanded section on Medicare and the new drug programs, this book is the most up-to-date overview of Social Security and Medicare currently available.
• Revised and updated with the latest 2006 statistics on income scales and cost of living; such Social Security Benefits as survivor benefits and disability payments; tax codes; and more
• Completely new chapters on Medicare, the Medicare Drug Programs, and the current political climate and proposed changes
• Completely revised section on resources
Nolo's Guide to Social Security Disability: Getting & Keeping Your Benefits
by David A. Morton III
from NOLO
Apply for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) and get the most assistance from the system
Nolo's Guide to Social Security Disability is an essential book for anyone dealing with a long-term or permanent disability. Written both for first-time applicants and existing recipients of Social Security disability, the book demystifies the program and tells you everything you need to know about qualifying and applying for benefits, maintaining your benefits and appealing the denial of a claim. This comprehensive guide also explains:
Plus: Written by a former Chief Medical Consultant for the Social Security Administration, the book includes a CD-ROM that provides-in-depth medical listings to help you determine whether your condition will qualify you to receive disability payments. It covers breathing disabilities, heart disease, mental disorders, speech impairments, cancer, immune system disorders -- and much more.
The 4th edition is completely updated with the latest rules, information--and medical listings, including a discussion on online forms and the new Quick Disability Determination Unit, which processes claims more quickly.
How to Get SSI & Social Security Disability: An Insider's Step by Step Guide
by Mike Davis
from Writers Club Press
More people are denied SSI and Social Security Disability than are allowed benefits the first time they apply. This includes children and adults. Appeals can take a year or more. In a simplified step by step guide Mike Davis gives disability applicants the crucial information they need to know and exactly what to do to make the best case the first time around. A former SSI and Social Security Disability Claims Examiner, the author has worked on over 4000 cases over a seven year period. "Too often I have had to deny a claim when I thought there was a genuine disability, but the case was not complete enough to render a favorable decision. What I have tried to do in this book is give the reader the information needed to present his or her case fully, accurately, and in the best possible light. I believe this will increase the chances of a favorable decision dramatically." Here is the inside scoop on what the decision makers are really looking for and how you can help them to get it.
Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Pensions
by Joseph L. Matthews
from NOLO
Get the most out of the new Medicare drug coverage!
Everyone wants to get the highest possible retirement and pension income --not to mention the best medical coverage. This book is your guide to finding retirement benefits, figuring out the best time to claim them, and then doing so quickly and easily.
Social Security benefits
Find all the latest information and instructions you need to get your retirement and disability benefits, dependents and survivors benefits, and Supplemental Security Income (SSI).
Medicare & Medicaid
Learn the nuts and bolts of both programs, plus how to qualify and apply for them. Understand Medicare Part D prescription drug coverage what it covers, how to apply for it and how to use it with your medigap policy, managed care plan or Medicaid.
Medical coverage options
Get the latest information on Medicare and Medicaid HMOs and other managed care plans, and learn about the different types of medigap health plans.
Government pensions & veterans benefits
Discover when and how to claim the benefits you have earned.
Practical advice for anyone thinking about retirement
Find out how much your benefits will be when you plan to claim them. Time your retirement to get the best benefits. Fill out and file important benefit forms. And more!
When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them
by Teresa Ghilarducci
from Princeton University Press
A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen.
Retirement is one of the hallmarks of a prosperous, civilized market economy. Yet in America today Social Security is on the ropes. Government and employers are dismantling pension security, forcing older people to work longer. The federal government spends billions in exemptions for 401(k)s and other voluntary retirement accounts, yet retirement savings for most workers is falling. Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming. She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky 401(k) plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings. Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve.
Nolo's Guide to Social Security Disability: Getting & Keeping Your Benefits
by David A. Morton
from NOLO
Understand -- and benefit from -- the Social Security disability system
Nolo's Guide to Social Security Disability is an essential book for anyone dealing with a long-term or permanent disability. Written both for first-time applicants and those who already receive Social Security disability, the book demystifies the program in plain English, thoroughly explaining:
-what Social Security disability is
-what benefits are available to disabled children
-how to prove a disability
-how age, education and work experience affect benefits
-whether or not one can work while receiving benefits
-how to appeal a denial of benefits
-how to respond to a Continuing Disability Review
-and much more
Plus: The included CD-ROM provides in-depth medical listings to help you determine what you qualify for. It covers breathing disabilities, heart disease, mental disorders, speech impairments, cancer, immune system disorders -- and much more.
The 3rd edition is completely updated with the latest rules, information and medical listings. User-friendly appendices translate bureaucratic terms, provide medical-vocational rules, and list Social Security benefit publications.
Social Security, Medicare & Government Pensions: Get the Most Out of Your Retirement & Medical Benefits
by Joseph Matthews
from NOLO
Get the most out of the new Medicare drug coverage!
Everyone wants to get the most out of their retirement benefits -- not to mention the best medical coverage and prescription drug benefits. Social Security, Medicare & Government Pensions clearly explains what the different benefits are, and shows you how to claim what you've earned, including:
The 12th edition is completely updated to provide the latest information: Learn about "Medicare Part D," which now provides coverage for outpatient prescription drug costs -- understand what it covers, how to apply for it, and how to use it. You'll also find the latest on Medicare, Medicare HMOs and other managed care plans, as well as the 12 types of medigap health plans.
This plain-English book is a must-have for anyone age 60 or over, and anyone who helps care for an elder.
Disability Workbook for Social Security Applicants, Sixth Edition 2005
by Douglas M. Smith
from Physicians' Disability Services, Inc.
The Disability Workbook book explains your role as a Social Security disability applicant, the requirements for initiating the claim, and how to provide the information Social Security needs to process the claim. Unlike comparable books, this one is written by an experienced disability lawyer. It gives you the perspective of a professional who has proven many Social Security disability cases. Worksheets in the book help you get organized and obtain the records for your claim. They equip you to discuss the specifics of your disability with your doctor and Social Security. Completing the worksheets also takes the terror out of completing the many forms that Social Security hands you at different stages of the process.
Win Your Social Security Disability Case: Advance Your SSD Claim and Receive the Benefits You Deserve
by Benjamin Berkley
from Sphinx Publishing
Win Your Social Security Disability Case provides step-by-step information to successfully obtain and keep receiving Social Security Disability benefits. All the necessary forms and sample letters required to appeal an unfavorable decision will be provided, along with over 30 medical questionnaires that will assist the treating doctor to establish that his or her patient is disabled.
Topics to be discussed include:
-Defining Social Security disability
-Filing the initial claim
-The appeal process
-Developing the medical evidence
-Preparing for the hearing
-The hearing
For those needing Social Security Disability, being without benefits for even an extra day puts a tremendous financial strain on a family. Win Your Social Security Disability Case helps alleviate that burdens and gets you the payments you need faster.
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